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MarketWatch Top Storiesmarkets

Here’s how Trump’s 401(k)-style retirement accounts could work

MarketWatch Top Stories
Wednesday, February 25, 2026 at 7:14 PM
~4 min read
Labor Market

Original Report

During his State of the Union address, President Trump unveiled a proposal to create retirement accounts for people who don’t have one at their jobs — an idea that puts the issue of long-term...

During his State of the Union address, President Trump unveiled a proposal to create retirement accounts for people who don’t have one at their jobs — an idea that puts the issue of long-term financial health on center stage, but also raises more questions than it answers.

Glass House Analysis

Labor market conditions shape the lived experience of millions of working families. When jobs are plentiful, workers have leverage to demand better wages and conditions; when they're scarce, the balance of power shifts to employers. This dynamic plays out daily in kitchen tables across America, where families make decisions about whether to ask for a raise, change jobs, or accept less-than-ideal conditions out of necessity.

The implications extend beyond the immediate news cycle. Every economic development creates ripples that affect employment, prices, and opportunities in ways that may not be immediately visible but are deeply felt. By tracking these connections, we can better understand how the economy truly works—not as an abstract machine, but as a human system shaped by and shaping the lives of millions.

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Economic Context

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